At Retail Decisions Pty Ltd we are focussed on quality - the quality of our products, our people and the service we provide to our customers. It is this focus on quality that sets us apart from the rest.

company overview

Retail Decisions Plc (ReD) is an international supplier of fraud prevention, risk management and card transaction analysis services to the retail, financial services and telecommunications industries.

Through the Motorcharge product, ReD is a leading provider of fuel cards to small and medium businesses throughout Australia. Motorcharge's success in operating over 120,000 vehicle cards has resulted in the company being a leading player in the development and management of co-branded cards, third party cards and an electronic point-of-sale network within the retail motor industry. Over the past 20 years, the range of services has expanded beyond just fuel purchases, encompassing the charging of all vehicle related expense items, including fuel, service, repairs and maintenance as well as accommodation. The Motorcharge system also offers a comprehensive range of management and taxation reports to its cardholders.

Motorcharge first began providing a fuel charge card service in 1981. Motorcharge was the first to electronically capture transactions from service stations in Australia, and its point-of-sale terminal network was amongst the first of its kind in the world.

The more successful Motorcharge becomes, the greater the benefits to members in the form of improved merchant services. Another Motorcharge initiative to benefit members is the introduction of the 241 United EFTPOS terminal. The 241 United offers merchants one terminal that can cater for both the Motorcharge card as well as all major bank credit and debit cards.

Due to significant buying power, Motorcharge is able to negotiate significantly lower bank merchant service fees on behalf of participating merchants than individuals could achieve on their own. The Motorcharge point-of-sale network now numbers in the excess of 4,500 terminals throughout the country.

ReD is a publicly listed UK company with expanding operations in the United Kingdom, Europe, the United States, South Africa and Australia.

ReD's acquisition of Motorcharge Ltd and Australian Card Services Pty Ltd, specialist card based transaction processing businesses, marks the group's consolidation of their entrance into the Asia Pacific market. Through Motorcharge and ACS, ReD will advance towards realising its aim of becoming a global provider of e-commerce fraud prevention services and card transaction support services.

With the support of ReD's unparalleled expertise in the development of fully integrated on-line systems, customers benefit from additional card functionality and powerful customer relationship management tools. By use of constantly evolving technologies, ReD is also able to not only detect payment card fraud, but to predict and prevent its occurrence.

This infrastructure provides a platform for a full range of quality card based services, including the development of proprietary label cards. ReD is committed to the delivery of a range of sophisticated, customised solutions designed to suit the changing needs of Australian businesses and an increasingly high level of service.

Whether your business is seeking a vehicle charge card, co-branding arrangement, a card management system or an electronic point-of-sale network, Motorcharge has the ability to provide you with a turn-key solution.